LIC Jeevan Saral (Plan No: 165) Maturity Calculator

The maturity amount in LIC Jeevan Saral (Table No 165) is Maturity Sum Assured (MSA) + Loyalty Addition (LA) declared in the year of maturity. For calculation of maturity amount, this maturity calculator calculates maturity sum assured as per entered Age at the time of purchase, Term and Premium and adds Loyalty addition to provide approx maturity value.

Jeevan Saral (165) Loyalty Addition for 2016-17

Jeevan Saral (165) Loyalty Addition is available along with Maturity Sum Assured (MSA) on Death, Surreder or Maturity provided premiums for atleast 10 years have paid. This Loyalty Addtion is based on yearly premium bands and policy term. Following table provides Loyalty Addition rates for Financial Year 2016-17.

Term (Duration) Yearly Premium Bands
Up to 5000 5001 to 20000 20001 to 50000 Above 50000
10 300 355 400 425
11 350 405 450 475
12 375 430 475 500
13 400 455 525 550
14 420 475 545 570
15 440 495 565 600
16 465 525 600 640


Comments & Reviews

Wrote : 18-03-2018 16:45:34

Sir, At the time of maturity which method for calculate the maturity value + loyalty Loyalty Addition rate

Replied : 20-03-2018 14:55:27
Loyalty Additions per thousand of maturity sum assured (MSA) is declared every year and the same will be applicable for maturity or death claim.

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Wrote : 01-11-2017 23:56:05

sir I had open a jivan saral policy & it will be matured in 2022. Its yearly EMI is 18015. How many amount will be released against the policy.

Replied : 06-11-2017 11:06:56
Please find your death sum assured and policy term on your policy receipt or policy document and use above calculator.

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Wrote : 01-11-2017 19:38:34

Is loyalty addition for jivan saral is added every year till maturity ? Or it's only one time addition at maturity

Replied : 06-11-2017 11:10:43
It is one time addition to maturity sum assured (MSA) and added in case of death or maturity. It is also added (on time) in case of surrender.

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Wrote : 24-08-2017 03:38:30

I think this calculator is not showing correctly. I calculated for ten years and it is showing the maturity equals to paid up premiums only.

Replied : 28-08-2017 10:46:27
What are your policy details (premium, term and age at the time of purchase) ?

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Wrote : 21-08-2017 10:40:05

Hi can you please send me how to calculate the loyalty bonus on jeevan saral plan

Replied : 28-08-2017 10:30:56
Rate of Loyalty Addition is announced by LIC in Rs per thousand of maturity sum assured. Latest declared rates are given above.

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Wrote : 18-08-2017 21:14:41

I have a Jeeva Saral Plan 165 policy bought on 18th Dec 2010 when my age was 44 years with a term of 16 yrs. The sum assured is Rs750000. Your Policy Maturity calculator is showing a Maturity value of only Rs 533910+Loyalty Addition. How can the Maturity value be less than Sum Assured? Is this correct?

Replied : 28-08-2017 10:39:16
In your case, 750000 is death sum assured which is minimum guaranteed amount to be paid in case of death during policy term and it 250 times of monthly premium for all ages (up to 49), while maturity sum assured of this particular plan depends premium, term and age. You may find your Maturity Sum Assured on your policy document.

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Wrote : 12-08-2017 20:08:04

hello sir i have taken policy in 2012 i complete 5 year i pay 1530 quarterly how much i get amnt if i surrnder now

Replied : 28-08-2017 10:43:13
Please contact your branch for surrender value.

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Wrote : 10-07-2017 15:09:06

Me yearly 12000 ber raha hu or me 10 sal ke bad policy close kar du to muje metturity + loyyality addition milake kitni amount milegi

Replied : 10-07-2017 20:11:56
Your Sum assured (Death Sum assured) is 250000, please use above calculator to know approx maturity yourself.

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Wrote : 28-06-2017 16:38:48

I want to know that what amount i will get at maturity time

Replied : 03-07-2017 21:39:34
Loyalty rate is available for policies with up to 16 years policy term, please use it.

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Wrote : 26-06-2017 12:11:50

Lic table no. 165 ATM plan hai mera. 2043me maturity hoga. Maine plan 2012 me liya hai or mera dob. 20march 1981 hai. Mai 6065rs half year primiam jama krta hu. Mujhe last time kitna labh milega

Replied : 03-07-2017 21:43:12
Please find your sum assured and term on policy document and use above calculator.

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Wrote : 22-06-2017 14:54:47

I want to know actual amount will got from liv after completion of policy

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Wrote : 21-06-2017 13:07:25

Maturity value

Replied : 21-06-2017 15:16:54
Please use above calculator to calculate your maturity amount. Loyalty Addition rate for policy up to 15 years term has been declared and above calculator uses declared value for calculation.

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