PLI (Santosh) Premium & Maturity Calculator

Calculate Premium and maturity of PLI Santosh Plan. The calculator provides premium with current Goods and Service Tax (GST) rate applicable w.e.f 01-07-2017. Calculated maturity is based on past bonus rates.

Related Link: Understand this plan with example

Postal Life Insurance Premium and maturity calculator lets you to calculate premium and maturity of PLI endowment plan Santosh. The calculator provides complete yearly, half yearly, quarterly, and monthly premium as per sum assured, age and term. The bonus included in maturity is taken as declared for past years and previous year's bonus for future years of policy term.

  • Sum Assured is life cover amount between 20,000 to 50,00,000.
  • Current Age to be selected between 19 to 55 years.
  • Maturity Age is age at which the policy will mature. The difference between maturity age and age at the time of purchase will give policy term.
  • Year of Purchase is for getting bonus for years during the policy term.

Related Link: PLI vs LIC

Comments & Reviews

Wrote : 18-03-2018 20:19:05

Sir i central govt employee now my age 27.. sir I m confused which policy take so better me.(LIC or Pli) Pli Sum assured after maturity how can withdraw amount .

Replied : 20-03-2018 14:45:12
You can use premium and maturity calculators to know premium and approx benefits and decide. You may also follow article PLL vs LIC to learn more.

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Wrote : 16-03-2018 17:05:24

As per table there is a difference in first and second year premium, but the agent did'n mentioned as such and advised the total premiums to deposit as the same. what will be the premium for the second year, will it be less than the first year or is there any other source to join the PLI

Replied : 20-03-2018 15:02:15
This is due to difference in GST rates applicable on First year and second year onward premium. At present, Prevailing rate of GST for 1st year is 4.5% and 2.25% for second year onward.

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Wrote : 17-06-2017 22:43:05

sir, i m state govt employee ....i want to pli insurance .......i want to is it nessessary to give service tax in premium????

Replied : 19-06-2017 19:20:13
Service tax on insurance premium is necessary as it is levied by Government of India.

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Wrote : 17-06-2017 22:28:02 are doing great...i just wanna know that santhose PLI are giving eligiable for private sector workers? If not then which one is for private sectors workers?

Replied : 19-06-2017 19:23:13
Private sector employees are not eligible for PLI plan. You may look LIC new endowment plan.

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Wrote : 16-06-2017 20:07:59

What is sum assured???

Replied : 19-06-2017 19:28:25
Sum assured, in context to this plan, is minimum guaranteed amount to be paid in case of maturity or death.

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Wrote : 17-04-2017 15:03:55

Sir , my monthly premium is 430 a sum of assured 200000 for 33 year ,at the time of policy my age was 21years ,then what is the total amount at time of maturity including principal.

Replied : 17-04-2017 20:18:27
Please use above calculator, I guess your age was 22 and age at maturity in your case will be 55 (22+33).

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Wrote : 14-04-2017 12:11:24

I purchased PLI policy in June 2010 with monthly premium of 5150/- and maturity date as june 2026. I am regularly paying all the premiums till now. Now I want to surrender the policy. Can you please tell me the surrender value I'll get.

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Wrote : 14-04-2017 11:00:51

sir i want take pli for my child, which pli is more beneficial my age 34 and my son age 3 year.. sum assured between 500000 to 1000000. sir suggest some plan

Replied : 17-04-2017 20:05:45
PLI Endowment Assurance (EA) Santosh is main plan under postal life insurance, you can go for it.

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Wrote : 13-04-2017 07:47:01

Maine 2458 preame wala pli santosh policy li hai maturity puri hone k bd mujhe kitni amount milegi

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Wrote : 09-04-2017 13:24:12

sir, my monthly PLI premium is 1660/- ( including service tax 1722/- ). for 20 years. what is my total maturity value ? ( with my principal)

Replied : 09-04-2017 14:14:42
What is your sum assured or what was your age at the time of taking this policy?

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Wrote : 08-04-2017 19:52:54

Mujhe 10 lakh ki pli Karni hai tarm 32 kitna primiyam dena padega 1saal me

Replied : 09-04-2017 14:10:25
Apki age kya hai?

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Wrote : 08-04-2017 16:04:46

Sir ,take p l i feb 2012 per month that time the money on my account about 223000/-I surrender my policy after five years. I receive a letter in it only 176876/- it is wrong or right.

Replied : 08-04-2017 18:18:46
Surrendering a policy causes losses, it seems ok.

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Wrote : 06-04-2017 16:41:43

After maturity of the policy the amount which we get whether we should pay tax on it on pli santosh endowment.

Replied : 07-04-2017 13:56:21
Maturity will be tax free under IT section 10(10).

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Wrote : 03-04-2017 10:47:45


Replied : 04-04-2017 19:43:23
What is term (number of year) you are looking for. if You are looking for 25 year term (maturity age: 55) then yearly premium will be 76866 including prevailing service tax rate.

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Wrote : 30-03-2017 14:53:45

Plan 827 -10& 827-20 maturity=? SA-100000

Replied : 30-03-2017 17:23:45
Hi, this calculator is not for LIC table 827.

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